1. Overview

Living the I/O Life shares educational and inspirational content rooted in Industrial-Organizational Psychology, with topics including workplace autonomy, job crafting, leadership, personal development, and career empowerment. Content may be delivered via email, the Substack web platform, downloadable resources, or special events.

2. User Eligibility

This newsletter is intended for users 18 years of age or older. By subscribing, you affirm that you are legally eligible to enter into this agreement and use this service.

3. Subscription & Access

• Free subscribers will receive regular email content, including essays, prompts, and insights.

• Paid subscribers receive additional benefits such as exclusive posts, downloadable tools, and invitations to live sessions or workshops.

• You agree not to share paid content publicly or redistribute materials without express written permission.

4. Intellectual Property

All content, including text, graphics, downloads, and branding associated with Living the I/O Life, is the intellectual property of Dr. Marla J. Albertie and Truth Speaks Group LLC unless otherwise credited. Unauthorized use or reproduction of any content is strictly prohibited.

5. Code of Conduct

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8. Disclaimer

The content shared is for informational and educational purposes only. It does not constitute medical, psychological, legal, or financial advice. Always consult a qualified professional before making significant decisions.

9. Changes to Terms

These terms may be updated periodically. Continued use of the newsletter or platform after changes implies your acceptance of the revised terms.

10. Contact

For questions or concerns about these terms, please email
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